All About Pet Insurance

With healthcare costs rising, many of us feel safer with a good insurance plan. But what about our pets? Pet insurance is out there, but it can be difficult to know how or when to get it. Many pet owners do not purchase pet insurance simply because they know very little about it. Fortunately, information is out there for those who look.

What is Pet Insurance?

Pet insurance plans work similarly to human health insurance. Pet parents pay a monthly premium for coverage, which applies whenever your pet needs a trip to the vet. Most insurance plans are for cats and dogs, but there are some which cater to exotic animals.

What Does Pet Insurance Cover?

Unlike human health insurance, there are different types of health insurance based on coverage and your specific pet. Wellness plans cover routine care, checkups, and vaccines. Alternatively, accident-illness plans cover treatment for both injury and illness. There are also accident-only and illness-only plans. Unfortunately, no pet insurance plan covers preexisting conditions. To fully understand your pet’s coverage, you will need to do research on your specific provider and plan.

What Does Pet Insurance Cost?

Because veterinary care is expensive, pet insurance can also be quite pricey. Basic plans may cost as low as $10 per month, but the most expensive plans may reach up to $100 per month. Payment is based on both coverage and your specific pet. Your furry friend’s age, weight, aand breed may factor into the cost. Costs may also vary by location; certain areas pose more environmental threats to animals.

How Does Pet Insurance Work?

Pet insurance applies broadly, which means any policy applies to any certified veterinary clinic in the United States. In most cases, you pay upfront. Make sure to keep your itemized receipt; you will send this to your pet insurance provider. Based on your coverage, they will reimburse you a portion of the cost. Know that this is the most common, but not the only, iteration of pet insurance.

At Claws N Paws Day Spa, your pet’s safety and needs are always our first priority. Located in Fountain Valley, California, we provide professional grooming services to both dogs and cats. For more information or to schedule an appointment, call us today at 714-962-1005.